We are seeking Agents, Managing General Agents and Directors, who want to manage a large group of Agents.
Call us today for more information.
1-866-774-2047 or 803-773-1838
or email us at

Top AGENTS, MGAs, & Directors are earning from
$100,000 to $1,000,000 Annually.


21 reasons why Lincoln Heritage is “THE” #1 Final Expense Company in America:

1. Our purpose is to help and enroll 10-20 families per week. By doing so many of our Agents/Managers are earning from $100,000 to $1,000,000 annually.

2. High Commission Contracts- Top competitive contracts with growth opportunity. Advances paid daily. Top commissions, up to 75% advances on submission of applications. Advance commissions are paid Monday thru Friday (excluding holidays).

3. Thousands of exclusive fresh, HOT leads in your area - Direct Mail, Inserts, Cable TV, and more. NO LEAD COST UPFRONT. UBI has thousands of leads available today for full time Agents/Managers who follow the company guidelines with no upfront cost

4. Lincoln Heritage is the largest provider of Final Expense Insurance nationwide.

 5. Exclusive partnership with the Funeral Consumer Guardian Society to help families save money on their funeral costs.

6.  40% of your leads should be converted to sales – this means tens of thousands of dollars for our agents and an outstanding opportunity to earn an awesome income.

7. Great residual income opportunity and grand monthly earnings plus advance.

8. Three competitive Simplified Issue Products - one page application.

9. Plans written from 0 - 85 years of age. Most illnesses covered first day (with paid premium). No physical or medical examination required. Coverage is based on answers to health questions on application.

10. Group Health, Dental and Life Benefits- Available to agents and their family (must meet qualifying production requirements).
11. Agent friendly cash flow system for high quality sales.

12. Career agents may apply.

13. Recession proof business 50+ years of growth.

14. UBI proven, qualified referral system guaranteed to maintain 500 Leads at all times.

15. Ask about our Exciting Management Opportunities.

16. Exotic Incentive Trips - All expense paid trips awarded to contest winners

17. Bilingual English/Spanish agents are urged to apply.  Spanish leads are available in most

18. Lifetime earnings potential own your own book

19. Agent Website provides current status of your business, 24/7

20. Receive email notifications on important issues regarding your business

21. Call us with your questions – you will actually speak to a live person

Tell us 5 Reasons why we should consider you to be part of this #1 Final Expense Company in America……??

* All income is commission based and can vary depending on the individual Agent.

A Plan To Earn Millions

Complete our Interview form now!

About Us

Universal Benefits Marketing Firm Inc. "Agency"

  • 25 years with Lincoln Heritage
  • Operating in 7 States
  • One of the Largest Final Expense Agencies in the United States
  • 19.6 Million in 2014 (Recession Proof)

No other Marketing Firm offers the same combination of quality products, marketing support, solid benefits and world-class service as we do. Join us today to experience what it is like to play on a winning team.

When you combine our complete product portfolio with our leads support, unmatched compensation system including same day pay and fabulous trips, you will see why we are the best Marketing Firm in the industry.

What we do?

We provide a simple and affordable solution with real value to a growing market through the Funeral Advantage Plan.

We believe that no one should wonder where the finances will come from on the worst day of their life; the loss of a loved one.

We also believe in providing a free service to our clients to help ease the burden of those that would be left behind.

We do this by providing a Final Expense plan called Funeral Advantage because everyone is going to die one day.

What is the Funeral Advantage Plan?

  • Funeral Funding with the benefit of funeral planning.
  • Funding done with Lincoln Heritage Life Insurance Policy.
  • Funeral Planning done with services and guidance of Funeral Consumer Guardian Society.

Funeral Funding with Lincoln Heritage Life

  • A special plan for a special need.
  • Benefits paid within 24 hours after receiving necessary paper work.
  • Outstanding customer service. No Automated Phone System.
  • Rate and Benefit are locked in for the life of the policy as long as premiums are paid
  • $100,000 additional benefit for accidental death available
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